Say Hello to Atome Card’s New Payment Methods

Say Hello to Atome Card's New Payment Methods

How often have you found yourself wanting to make a repayment but hesitating due to a lack of access to other payment methods? Now imagine an app that offers a solution that seamlessly integrates your repayments in a few taps.

Enter Atome Card’s new payment methods – the latest feature in Atome’s ecosystem, which makes you pay your bills conveniently like never before.

Find out more about the different repayment options to settle your Atome Card bills.

  1. Bank Transfer via InstaPay
    • One of the standout features of Atome Card is its new integration with InstaPay. All you need to do is choose “Bank Transfer via InstaPay,” copy the 16-digit (Asia United Bank) account number, and transfer the outstanding balance using their e-wallet or mobile banking app. The best thing about it is there are no additional fees from Atome! With this, it allows you to process your dues in real time, 24/7.
  2. Over-the-Counter (OTC)
    • OTC payments, on the other hand, provide a convenient way to make transactions in person, without the need for complex online or electronic processes. This is particularly beneficial for individuals who may not have access to or feel comfortable using digital payment methods. Another benefit of OTC transactions is that you or somebody else, regardless of your banking status or technological access, can participate in financial transactions. Like InstaPay, there are no additional charges from Atome.
      1. 7-Eleven
      2. Cebuana Lhuillier
      3. Palawan Express
      4. M Lhuillier
      5. LBC
      6. EC Pay
      7. Dragon Pay
      8. RD Pawnshop
      9. CVM Pawnshop
  3. Card
    • Talk about saving more time and energy. That’s why card payments are here for such reasons. It eliminates the need to go out, open another app, or queue in lines. In just a few clicks, you can link your debit or credit cards to instantly pay your bills, simplifying payment settlements. However, do take note that there is a 2.24% processing fee (including tax) upon confirmation of payments.

The advent of the Atome Card has transformed the way we make payments. By leveraging these cutting-edge payment methods, you can enhance your shopping experience while maintaining control over your finances. Embrace the future of payments with the Atome Card and unlock a world of possibilities of paying later anywhere.

Download the Atome app and apply for an Atome Card today!

Scan QR to download the Atome app
Scan QR code to download the Atome app

What is Atome Card?

The Atome Card is Southeast Asia’s leading fintech new offering in the Philippines — a revolutionary new way to pay later anywhere that comes with no annual fees and zero minimum income requirements. It allows you to manage your budget effectively with 3 and 6-month installment plans at any online and in-store Mastercard merchants.


  1. Valid PH ID – 18 years old and above
  2. No minimum income requirement
  3. No paperwork is needed


  1. Download the Atome app and tap the ‘Atome Card’ tab on the home page
  2. Choose your preferred Atome Card face and type
  3. Fill in your personal information and complete your ID identification in just 90 seconds
  4. Get approved in 1-2 days 5. Receive your Atome Card via mail with a spending limit of up to ₱200,000

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