Since Atome Card’s release date in mid of August 2022, the introduction of the payment card has been a rolling success. Since then, the company has received hundreds if not thousands of Atome Card applications from users that cannot wait to get their hands on this revolutionary payment card.
But before getting into the details of the Atome Card application process, we must first understand what this groundbreaking innovation is and what it entails.
What is Atome Card?
Atome Card is a brand-new payment option that allows its users & customers to purchase goods or services from any online or offline store where Mastercard is an accepted mode of payment. Atome Cardholders also have the option to use the Atome virtual card to shop from online stores.
Atome Card Spending Limit
The Atome Card limit is set when your card is approved. If you always pay your Atome Card bills on time, you may receive an increase in your Atome Card spending limit. An increased Atome Card spending limit means more substantial spending power, making it easier for you to improve your credit rating.
How to apply for an Atome Card?
If you’re wondering how to apply for Atome Card, this article is for you.
You need to meet the following eligibility criteria to apply for an Atome Card:
- You must possess a valid PH ID identity
- You must be 18 years or above
- You must have the Atome app on your smartphone
And that’s it!
If the individual is eligible for the Atome Card, they will receive a confirmatory email or SMS to proceed with the Atome Card application. It barely takes 90 seconds to apply, thanks to Atome’s fast approval.
Here’s how you can apply for an Atome Card (Atome Card application) using the Atome app:
- Open the Atome app.
- Go through the Atome Card introduction process.
- Choose the card design/type with user TNC.
- Next, you’ll be prompted to upload your ID. Do that.
- Once through, fill out the KYC information required (personal information/ company information/ mother’s name/address details).
- After that, you’ll be asked for your Face ID. You can easily do it with your camera on.
It’s imperative to mention that a single applicant may opt for both virtual and physical cards, both of which can be managed distinctly. The card numbers printed on both of these cards are different; however, the spending limit is shared.
Atome Virtual Card
You can use your Atome virtual card as soon as your Atome Card application is approved at any online store that supports payment through Mastercard.
Atome Physical Card
Once you’re done with the Atome Card application, you’ll soon receive your physical Atome Card. Once received, you need to activate it through the Atome app by entering the last four digits of the card and setting up a new 4-digit PIN – it’s that easy! After that, you can use your Atome Card to pay for both online and offline merchants that support Mastercard.



How do I get an Atome Card in the Philippines?
Getting an Atome Card through an Atome Card application is a fairly easy process. You only need a valid identity card, and it doesn’t even require any minimum income threshold. Plus, there’s literally zero paperwork to worry about.
To join the Atome Card waitlist in the Philippines, head over to their website and input your phone number. Soon, you’ll receive an OTP, enter that on the website and hit ‘Join the waitlist.’
You can also use the traditional way of submitting an Atome Card application that was mentioned before in this article. Also, you can submit an Atome Card application for both virtual and physical Atome Cards at the same time.
Your Atome Card application will be approved within 2 business days of submission.
To check the status of your application, you will need to tap on the ‘Home & Bills’ tab in the Atome app. Additionally, Atome’s team sends an SMS and email when the Atome Card application is available.
Conclusion
Have you submitted your Atome Card application? If not, then what are you waiting for? Download the Atome app right now and use it to submit an application for the Atome Card. There are no minimum amount limits, and the process is entirely free of cost!
Get the Atome Card now and know what it feels like to shop till you drop!